If you’ve been waiting to grab one of the most powerful points-earning business cards on the market, now’s your shot — the Chase Ink Business Preferred is back with a 100,000-point welcome offer.

Yep, 100K Chase points. For a $95 annual fee. That’s a pretty good deal.

Here’s everything you need to know (and why this one is worth paying attention to).

The Welcome Offer

Right now, new applicants can earn 100,000 Ultimate Rewards points after spending $8,000 in the first 3 months.

For reference, I recently booked First Class to Japan for just 103K Chase Points.

The last offer was 90K – so this is a solid bump, with the same spend requirement.

Why This Card Is So Good

Beyond the bonus, the Ink Business Preferred is one of the strongest cards for everyday business spend, especially in these categories (where you’ll earn 3x points on the first $150K per year combined):

• Travel
• Shipping
• Internet, cable, and phone services
• Social media + search engine ads

This is perfect if you run any kind of online business — I rack up points fast just from travel and bills.

You’ll also earn:

• 5x on Lyft rides
• 1x on everything else

And yes, Chase points earned here can be combined with your personal cards like Sapphire Preferred or Reserve for even more redemption power.

Other Perks You Should Know

• Cell phone insurance: Up to $1,000 per claim (3x/year, $100 deductible)
• Purchase protection: Covers damage or theft up to $10,000 per item
• Trip interruption insurance: Reimburses you for non-refundable expenses if you get sick or your trip is canceled
• Primary car rental coverage (for business rentals)
• Free employee cards
• 1 year of DashPass if you activate by 12/31/2027

Final Thoughts

If you’re a small business owner, freelancer, or content creator — this card is a no-brainer. You get:

• A huge bonus
• Great earning potential
• Useful travel protections
• And full access to Chase’s 1:1 transfer partners

All for $95/year.

The 100K offer is live now — but it’s not clear how long it’ll stick around. If you’ve been on the fence, this is one of the best times to apply.