If you open a card, we’d appreciate if you apply through our link. It helps keep Cloud9Club running at no extra cost to you.
Chase Freedom Unlimited®
A no-annual-fee card that earns 1.5% back on everything, with boosted rates on dining, drugstores, and travel. Pair it with a Sapphire card and those rewards become Chase Ultimate Rewards points.
One of the First Cards in My Wallet
This card was one of the first ones in my wallet, and it’s never left. It earns a flat 1.5% back on every purchase, but the real magic is that all of those rewards convert into Chase Ultimate Rewards points when paired with the right partner card. That combo makes it one of the most underrated tools for building a serious points balance.
No Annual Fee
Keep all of your rewards without paying a yearly fee for the card’s features and benefits.
Rewards Never Expire
Cash back rewards do not expire as long as your account is open, and there is no minimum to redeem.
Free Credit Score
Get your credit score, customized improvement plans, and identity monitoring through Chase Credit Journey.
Zero Liability Protection
You will not be held responsible for unauthorized charges made with your card or account information.
Purchase Protection
Coverage for new purchases against damage or theft for up to 120 days from the date of purchase.
Partner Perks
Enjoy additional benefits with partners like Lyft and DoorDash for even more value from your card.
0% Intro APR for 15 Months
On purchases and balance transfers from account opening. After the intro period, a variable APR of 18.24% – 27.74% applies. Balance transfer fee applies; see pricing and terms for details.
| Annual Fee | $0 |
| Welcome Bonus | $250 (enhanced, was $200) after $500 spend in 3 months |
| Intro APR | 0% for 15 months on purchases and balance transfers |
| Regular APR | 18.24% – 27.74% variable |
| Recommended Credit | Good to Excellent (670+) |
| Reward Type | Cash back (converts to Ultimate Rewards with a Sapphire or Ink Preferred card) |
Ready to Start Earning?
Take advantage of the enhanced $250 welcome bonus with no annual fee, ever.
Learn how to applyIf you open a card, we’d appreciate if you apply through our link. It helps keep Cloud9Club running at no extra cost to you.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. All information has been collected independently by Cloud9Club. Credit score ranges are estimates only and approval is not guaranteed.