Chase Freedom Unlimited® | Cloud9Club
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Chase Freedom Unlimited®
Chase Freedom Unlimited Card
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✦ Personal Card

Chase Freedom Unlimited®

A no-annual-fee card that earns at least 1.5% back on everything, with boosted rates on dining, drugstores, and Chase Travel℠. Pair it with a Sapphire card and those rewards become Chase Ultimate Rewards points.

$200 Bonus
After spending $500 on purchases in the first 3 months from account opening.
$0
Annual Fee
Good – Excellent
Credit Score
Cash Back
Reward Type
Chase Freedom Unlimited Card
Chase Freedom Unlimited®
One of my favorite no annual fee cards for earning Chase points on everyday spend.
Learn More
Turn cash back into travel rewards. Chase lets you combine rewards across cards. If you also hold a card that earns Ultimate Rewards points, you can transfer your Freedom Unlimited cash back into that account at any time, unlocking access to airline and hotel transfer partners.
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3%
Dining
Restaurants, takeout & eligible delivery
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3%
Drugstores
All drugstore purchases
✈️
5%
Travel
Booked through Chase Travel℠
💳
1.5%
Everything Else
All other purchases
B
Becca’s Take

One of the First Cards in My Wallet

This card was one of the first ones in my wallet, and it’s never left. It earns at least 1.5% back on every purchase, but the real magic is that all of those rewards convert into Chase Ultimate Rewards points when paired with the right partner card. That combo makes it one of the most underrated tools for building a serious points balance.

💰

No Annual Fee

Keep all of your rewards without paying a yearly fee for the card’s features and benefits.

🏆

Rewards Never Expire

Cash back rewards do not expire as long as your account is open, and there is no minimum to redeem.

📈

Free Credit Score

Get your credit score, customized improvement plans, and identity monitoring through Chase Credit Journey.

🔒

Zero Liability Protection

You will not be held responsible for unauthorized charges made with your card or account information.

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Purchase Protection

Coverage for new purchases against damage or theft for up to 120 days from the date of purchase.

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Partner Perks

Enjoy additional benefits with partners like Lyft and DoorDash for even more value from your card.

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. Credit score ranges are estimates only and approval is not guaranteed.