Sapphire Reserve for Business℠ – Cloud9Club Overview
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Sapphire Reserve for Business card
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✦ Business Card

Sapphire Reserve for BusinessSM

Chase’s premium business travel card and winner of The Points Guy’s Best New Business Credit Card award for 2026. Earn elevated rates on travel and business spending, unlock the Chase Sapphire Reserve Lounge Network, and transfer points to Chase’s full lineup of airline and hotel partners for business and first class redemptions.

Welcome Bonus
Limited Time Offer

150,000200,000 Points

After spending $30,000 on purchases in the first 6 months from account opening. Chase values that at $4,000 toward select flights and hotels through Chase TravelSM.

$795
Annual Fee
Good – Excellent
Credit Score
Transferable
Reward Type
Business
Card Type
✨Unlock the full power of Ultimate Rewards. The Sapphire Reserve for Business gives you access to Chase’s full lineup of airline and hotel transfer partners, including Hyatt, United, Air Canada Aeroplan, Singapore KrisFlyer, and more. This is what turns everyday business spending into business and first class flights.
✈️
8x
Chase Travel
All purchases through Chase TravelSM, including The EditSM
🚗
5x
Lyft Rides
Total points on Lyft rides through 9/30/27
🛫
4x
Flights & Hotels
Booked direct with the airline or hotel
📣
3x
Advertising
Social media & search engine advertising. Starting 11/1/26, 3x applies to the first $1,000,000 in combined advertising purchases each year, then 1x.
💳
1x
Everything Else
All other purchases
🧳

$300 Annual Travel Credit

Receive up to $300 in statement credits each anniversary year on travel purchases, the most flexible travel credit available.

Purchases that qualify will not earn points.
🏨

$500 Credit for Stays with The EditSM

Up to $500 in automatic statement credits annually for bookings made with The Edit, Chase’s handpicked collection of hotels and resorts, with a maximum of $250 per transaction. Starting January 2027, this credit increases to up to $1,000 per year.

Two-night minimum required. Purchases that qualify will not earn points.
🛏️

$250 Credit for Select Chase Travel Hotels

Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with IHG Hotels & Resorts, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific.

Two-night minimum required. Purchases that qualify will not earn points.
🥂

$550+ in Value When You Stay with The Edit

Book through The Edit by Chase Travel and receive complimentary benefits such as a property credit, daily breakfast for two, and a room upgrade when available – an average total value of over $550 per stay.

🛋️

$850+ in Value with the Chase Sapphire Reserve Lounge NetworkSM

Complimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority Pass™ airport lounges worldwide for Primary Cardmembers and Authorized Users, with up to two accompanying guests per visit.

🛂

$120 Trusted Traveler Credit

One statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck®, or NEXUS.

👑

IHG® One Rewards Platinum Elite Status

Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.

🧠

$200 Google Workspace Credit

Earn up to $200 in annual statement credits on purchases made directly on Google Workspace, with Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more.

🧑‍💼

$400 ZipRecruiter Credit

Enjoy up to $400 in annual statement credits on purchases made directly with ZipRecruiter: up to $200 January through June and up to $200 July through December.

🚕

$120 Lyft Credit

Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.

🍜

$420 DoorDash Value

Complimentary DashPass membership for 12 months (a $120 value) when you activate by 12/31/27, plus up to $25 in monthly DoorDash promos: a $5 promo for restaurant orders and two $10 promos for groceries, retail orders, and more, through 12/31/27.

🎁

$100 Curated Gift Card Credit

Earn up to $100 per year in statement credits on gift cards purchased from a curated collection: up to $50 January through June and up to $50 July through December.