Chase Sapphire Reserve® wellness perks lineup is down to one active offer with just a week left to claim it. The free WHOOP membership for Chase Sapphire Reserve cardmembers expires May 12, 2026, which means you have until next Tuesday to activate and purchase if you want a full year of WHOOP Life on Chase’s dime. The Calm, Prenuvo, and Function Health offers have all expired, so WHOOP is the last one standing.
As always, you must activate the offer through Chase Offers before making your purchase. This is the step people most commonly skip, and it’ll cost you the entire benefit if you forget.
WHOOP Membership (Ends May 12)
Chase Sapphire Reserve cardmembers can get $359 cash back on a WHOOP Life annual membership, while Sapphire Preferred cardmembers get $100 cash back on any WHOOP annual membership.
For those unfamiliar, WHOOP is a wearable health and fitness tracker focused on recovery, strain, and sleep metrics. It operates on a membership model — no upfront device cost, the band is included with your subscription. The WHOOP Life annual membership typically runs around $359/year, which means Reserve cardmembers are essentially getting a full year free. That’s a genuinely great deal if you’ve been WHOOP-curious but didn’t want to commit at full price. I have personally been wearing one for the last three years and love it — it’s the main reason I never took advantage of the Amex Platinum’s new Oura Ring credit.
For Preferred cardmembers, $100 back still represents meaningful savings, though obviously not quite the same slam dunk.
Existing WHOOP members aren’t left out either — you can take advantage at your renewal point or by gifting an annual membership. Full details at whoop.com/chase-sapphire.
If you’ve been on the fence, this is your final reminder. After May 12, the offer is gone.
Fine print: Offer valid through May 12, 2026. One redemption per eligible cardmember
Existing WHOOP members aren’t left out either — you can take advantage at your renewal point or by gifting an annual membership. Full details at whoop.com/chase-sapphire.
Calm Premium
This offer has expired.
Reserve cardmembers get 100% back on a one-year Calm Premium subscription, and Preferred cardmembers get 50% back, purchased through calm.com. If you’ve been meaning to try a meditation or sleep app, getting a full year of Calm completely covered by your Reserve card is a no-brainer.
Fine print: Offer valid through March 31, 2026.
Prenuvo Full-Body MRI
This offer has expired.
This one’s Reserve-only, offering a $500 statement credit when you spend $2,499 or more on a Prenuvo whole-body MRI scan. Let’s be real — you’re still paying roughly $2,000 out of pocket after the credit, so this isn’t exactly a casual redemption. But if a proactive full-body MRI is already on your radar (and they’ve become increasingly popular in the preventive health space), $500 off is $500 off.
Fine print: Offer valid through March 31, 2026.
Function Health Membership
This offer has expired.
Reserve cardmembers get 50% back after spending $365 on a Function membership, while Preferred cardmembers get 15% back. Function offers access to 160+ lab tests — significantly more than a standard annual physical — covering everything from heart health and hormones to thyroid, nutrient levels, and immunity. For Reserve holders, that’s roughly $182 back on a $365 membership, solid value if you’re into data-driven health tracking. This is another service I have been paying for out-of-pocket for the last 3-4 years as well. I love getting tested for literally everything every 6 months an being able to stay on top of my health gives me peace of mind.
Fine print: Offer valid through March 31, 2026.
The Bottom Line
Three of the four Chase Sapphire wellness perks have already expired, leaving WHOOP as the only active offer through May 12. If you’re a Reserve cardmember, a full year of WHOOP Life for free is the strongest wellness perk Chase has run all year. Activate it through Chase Offers before you check out, otherwise you’ll miss the credit entirely
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