If you’re a Cloud9Club First Class member, you already know how to earn points, but keeping track of them across a dozen loyalty programs? That’s always been the messy part. Spreadsheets get bloated, mental math gets fuzzy, and before long, you’ve got hundreds of thousands of points scattered across accounts with no clear picture of what they’re actually worth.
That changes today. Cloud9Club just launched Pointfolio, a free, purpose-built dashboard that lets members track every credit card point and airline mile they earn, spend, and save — all in one place.
What Is Pointfolio?
Pointfolio is a lightweight web app designed exclusively for the Cloud9Club community. It’s a clean, focused dashboard where you manually log your loyalty balances and redemptions, then get real analytics on your points game — cents-per-point breakdowns, earning trends over time, and trip-level summaries showing exactly how much cash value you’re squeezing out of your rewards.
How It Works
Getting started takes under a minute. Members create a free Pointfolio account (separate from their Cloud9Club login, though you can use the same email and password), then add the loyalty programs they want to track. The app supports all the major players — Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles, Hilton Honors, Marriott Bonvoy, United MileagePlus, Delta SkyMiles, and more — plus custom programs for anything not on the default list.
From there, it’s simple: tap a program, update your balance, and save a daily snapshot. Over time, Pointfolio builds a picture of your earning and spending trends through a 12-month activity chart and year-to-date analytics. When you redeem points for a flight or hotel, you log the details — points used, taxes paid, what the booking would have cost in cash — and the app instantly calculates your cents-per-point value.
The Trip Stats Feature
One of the standout features is the ability to group redemptions by trip. Tag a set of bookings as “Japan Spring 2026,” for example, and Pointfolio aggregates the total points used, total cash saved, average CPP, and a breakdown by category and source program — all in a single view. For anyone who’s ever wondered whether a particular trip was actually a “good deal” in points terms, this answers the question definitively.
Why It Matters
The points and miles hobby has a data problem. Earning strategies are well-documented across blogs and communities, but the tracking side — knowing what you have, what it’s worth, and whether your redemptions are actually delivering strong value — has largely been left to individual spreadsheets. Pointfolio fills that gap with something more visual, more structured, and far easier to maintain.
It also works beautifully on mobile. There’s no app store download required; members simply add Pointfolio to their home screen on iOS or Android for a native app experience. It even works offline.
Who Gets Access?
Pointfolio is exclusively available to Cloud9Club First Class members at no additional cost — it’s bundled into the membership. There’s no premium tier or hidden fees within the tool itself. Members can also export their full history as a CSV at any time, so the data always belongs to them.
For those unfamiliar, Cloud9Club is a membership community focused on turning everyday spending into premium travel through credit card points and miles. The community offers award deal alerts, transfer bonus tracking, strategy guides, and a members-only community — and now, Pointfolio.
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