The Chase Paze offer is the most generous broad points multiplier Chase has launched in years, and almost nobody is talking about how to stack it properly. Sapphire and Freedom cardholders can now earn an additional 10 points per dollar through December 31, 2026 just by checking out with Paze at participating merchants. Layer in the brand new Rove Miles “It Pays to Chase More Rove Miles” promotion running through May 31, and a single purchase at the right merchant can earn you Chase Ultimate Rewards points, Rove Miles, and your card’s standard category bonus all at once.
Here’s exactly how to maximize the math.
What Is the Chase Paze Offer?
Paze is a digital wallet built by Chase, Wells Fargo, Bank of America, Capital One, and several other large U.S. banks. Think of it like Apple Pay or PayPal, but specifically for the cards you already have stored with those banks. When you reach checkout at a participating online merchant, Paze appears as a payment option alongside the usual suspects.
The Chase Paze offer rewards you for using it. From May 1, 2026 through December 31, 2026, eligible Sapphire and Freedom cardholders earn an additional 10 Ultimate Rewards points per dollar when checking out with Paze at participating merchants. The cap is $1,500 in combined Paze purchases per month, which translates to up to 15,000 bonus points monthly or 105,000 bonus points through the end of the year if you max it every month.
The bonus is on top of your card’s standard earning, not a replacement. That’s where the stacking gets interesting.
Which Chase Cards Are Eligible
Five Chase personal cards currently show this benefit:
Chase Sapphire Reserve®, Chase Sapphire Preferred®, Chase Freedom Flex, Chase Freedom Unlimited, and the older Chase Freedom (closed to new applicants).
Business cards are not eligible. That includes the Chase Sapphire Reserve for Business and the entire Ink lineup. Authorized users and customers under 18 are also excluded.
To confirm the benefit on your account, log into Chase, head to the Benefits & Travel tab, and look under “Boost your points” in your card’s benefits section. If you don’t see it listed, the offer hasn’t been added to your card.
Where You Can Actually Use Paze
The merchant list is small but growing, and several of the current options are genuinely useful for points and miles enthusiasts. Notable participating merchants include United Airlines, Newegg, Sephora, Dunkin’, Domino’s, Fanatics, and Whataburger.
A few of these deserve special attention. United Airlines is the standout for travel rewards, since booking flights directly through United via Paze stacks with your card’s airline category bonus. Newegg is a perennial favorite in the points community because it sells gift cards, which means the Chase Paze offer can be a backdoor route to amplified earning on everyday spending you’d do anyway. Sephora is meaningful for anyone whose budget includes beauty purchases, especially during sales.
The full merchant list lives on Paze’s website, and Chase appears to be actively expanding it.
Stack the Chase Paze Offer With Rove Miles for Extra Earnings
Here’s where the Chase Paze offer becomes something more than just a bonus category. Rove is currently running its “It Pays to Chase More Rove Miles” promotion through May 31, 2026, with elevated shopping portal rates at several of the same merchants where Paze works.
The overlap is the opportunity. When you click through to a participating merchant from the Rove Shopping portal and then check out with Paze using an eligible Chase card, you stack three earning layers on the same dollar: your Chase card’s standard category bonus, the 10x Paze bonus, and Rove Miles at elevated rates.
Participating merchants in the Rove promotion that also accept Paze checkout include Sephora at 4x Rove Miles per dollar, Fanatics at 9x Rove Miles per dollar, and several others that may be added as both lists expand.
If you’re new to Rove, sign up here for 1,500 bonus Rove Miles, plus an additional 5,000 Rove Miles on your first hotel booking of $500 or more using code C9C. Rove Miles can be redeemed toward travel or transferred to Rove’s growing network of airline and hotel partners.
How the Math Works on a Real Purchase
Say you’re booking a $1,000 United Airlines flight and you have a Chase Sapphire Reserve. Book directly through united.com, check out with Paze, and the earning breaks down like this:
Your card’s standard 4x category bonus on flights booked directly with airlines gets you 4,000 points. The Chase Paze offer adds another 10,000 points. Total: 14,000 Ultimate Rewards points on a single flight booking, or 14 points per dollar.
A Sapphire Preferred earner on the same flight gets 2x card category plus 10x Paze, for 12 points per dollar.
The Chase Paze offer also stacks with the Chase Shopping Portal at participating merchants. If a merchant appears in both, you can layer Chase portal earnings on top of card category earnings on top of Paze, which is how some setups push past 15 points per dollar at retailers like Sephora.
Bottom Line
The Chase Paze offer is one of the rare broad-category promotions that genuinely changes the math on spending you’d already do. Stacked with Rove Miles for participating merchants and Chase Shopping Portal bonuses where applicable, the same dollar can earn three or four layers of rewards. A maxed-out monthly cap from now through December 31 represents over 100,000 additional Ultimate Rewards points, which is enough to cover a domestic round-trip in business class on the right Chase transfer partner.
If you have a Sapphire or Freedom card sitting in your wallet, log into your Chase account and confirm the benefit is showing. Then sign up for Rove to layer in the shopping portal stack before the Rove promotion ends May 31.
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