Stacking this Disney gift card deal to 11x per dollar is the cleanest Disney play of the year, and it works on spending you would do anyway. The trick is buying Disney eGift cards through Newegg, checking out with Paze on an eligible Chase card, and letting two earning layers pile onto the same dollar before you ever set foot in a park.
Let me walk you through the exact steps.
Which Chase Cards Work
Five Chase personal cards currently carry the Paze offer, and any of them earns you 11x on Disney gift cards. The eligible lineup is the Chase Sapphire Reserve®, Chase Sapphire Preferred®, Chase Freedom Flex℠, Chase Freedom Unlimited®, and the older Chase Freedom® that is now closed to new applicants.
Business cards do not qualify, which rules out the Sapphire Reserve for Business and the entire Ink family. Authorized users and cardholders under 18 are excluded too.
To set up Paze, follow the instructions below.
If you do not hold one of these yet, the timing matters. The Chase Sapphire Reserve® 150K welcome offer is ending soon, so if you were going to open one anyway, doing it before the offer drops gets you both the signup bonus and a full run at the Paze stack through year-end.
How the 11x Disney Stack Works
Disney gift cards are not a bonus category on any of these cards, so a gift card purchase earns the standard 1x base rate (unless you have a Chase Freedom Unlimited which earns 1.5x on every purchase). The magic is the Paze bonus layered on top. From now through December 31, 2026, eligible cards earn an extra 10 points per dollar at participating merchants, and Newegg is one of them. One plus ten is eleven, flat, no matter which eligible card you use.
Newegg sells Disney eGift cards by email in denominations from $10 to $1,000. You buy the card, pay with Paze, and the balance redeems at Disney parks, resorts, dining, and disneygiftcard.com just like a card bought anywhere else.
What You Need Before You Start
You need an eligible Chase card with the Paze offer showing on your account, Paze set up with that card as your payment method, and a Newegg checkout completed through Paze.
The Math on a Real Disney Trip
The Paze bonus caps at $1,500 in combined Paze purchases per month per card, so the real framing is up to $1,500 in Disney gift cards each month through year-end. Run a full $1,500 month and the stack looks like this:
| Earning Layer | Points on $1,500 |
|---|---|
| Card base earn (1x) | 1,500 |
| Chase Paze bonus (10x) | 15,000 |
| Total (11x) | 16,500 |
| At roughly 2 cents per point, that is about $330 in value on $1,500 of Disney spending you had anyway. | |
Max the cap every month from now through December 31 and you are looking at up to 105,000 bonus points per eligible Chase card on Disney money you were already spending, enough to cover your family’s flights to Disney if transferred to the right partner!
It’s worth noting there are many other ways to get the 11x as well, if you’re not going to be spending it all on Disney. Read this guide for more info on that.
Who Should Skip This
Skip this if you do not actually spend at Disney, because manufacturing balance on gift cards you will not use is not a win. Skip it if you cannot front the cash to buy gift cards before you travel, since Disney gift cards are not refundable for cash. And skip it if you do not hold an eligible card and have no interest in opening one, because the offer does not work without one.
Bottom Line
Eleven points per dollar on Disney spending you would do anyway, through December 31, capped at $1,500 a month per card. Confirm the offer is showing on your card, set up Paze, and buy your Disney gift cards through Newegg. If you do not have an eligible card yet, the Chase Sapphire Reserve® 150K offer is ending soon, so move before it does.
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